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Author Topic: Florida Home Owner's Insurance - Who do you have?  (Read 3591 times)
mrbones
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« on: March 12, 2010, 12:14:21 PM »

My insurance is going up 60% this year for my house for no apparent reason. That's a 60% hike for the exact same coverage as last year. I've never had a claim. St. Johns Insurance is trying to screw me.

I need to find a new company for insurance. Any recommendations?
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shogun323
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« Reply #1 on: March 12, 2010, 12:24:44 PM »

That's crazy. Your agent better be shopping you. If they can't come up with anything better shoot me a PM with the general area you live and I can refer you to another agent.
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mrbones
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« Reply #2 on: March 12, 2010, 12:44:09 PM »

I gave my agent a call. She going to requote it with other companies. We'll see...
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« Reply #3 on: March 12, 2010, 01:25:22 PM »

When we bought a house several years ago a lady at the title company told us about a very cheap company. We used them due to price. a year later I called around to get with a better company. All the agents told me that this company is very good, and was moving its operations to Florida. They had better coverage, lower deductibles, and better rates than any other I found. They don't write for the entire state anymore, and may have some restrictions on home age, but it's worth giving them a call. The only thing is that the majority of their business in Spanish speaking so you have to get an English speaking rep. In my experience it's worth the little aggravation.
http://www.segurosmultiples.com/
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shogun323
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« Reply #4 on: March 12, 2010, 01:37:59 PM »

When we bought a house several years ago a lady at the title company told us about a very cheap company. We used them due to price. a year later I called around to get with a better company. All the agents told me that this company is very good, and was moving its operations to Florida. They had better coverage, lower deductibles, and better rates than any other I found. They don't write for the entire state anymore, and may have some restrictions on home age, but it's worth giving them a call. The only thing is that the majority of their business in Spanish speaking so you have to get an English speaking rep. In my experience it's worth the little aggravation.
http://www.segurosmultiples.com/


Interesting. I looked them up and they are an A rated carrier. Very nice!
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raca65
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« Reply #5 on: March 12, 2010, 02:05:57 PM »

I own a Insurance Agency and to tell u the quick reason why is because the State of Florida allowed Citizens to raise its rates and everybody has followed suite. The State has artifcially kept rates low and now are letting companies raise them again. If you would like to get a quote or learn more i would be happy to answer anybodies questions if a can. Here is my website we insure all over the state and have 14 different carries all depends where you are located.


http://www.seegottshanzinsurance.com/
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« Reply #6 on: March 12, 2010, 02:51:23 PM »

Gulf Stream


Also look into wind mitigation discounts
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foreman1
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« Reply #7 on: March 13, 2010, 09:04:53 PM »

State Farm here ........I'm no longer a virgin. Kiss
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« Reply #8 on: March 18, 2010, 09:56:49 AM »

if anyone needs cheap insurance for anything like house, car, atv, boats, let me know i work at allstate and can get you a really good price, pm me mr.bones i can get you a qoute if you want..
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