Quad insurance, Its cheap!!!!!!

[Bigscrb15]

Its all about age and sex. I am 21, my brother is 25 and my mom is in her 40's.

Progressive Insurance in

My Name               = $1100/year for 2 quads
My Brothers name = $750/year for 2 quads
My Moms name      = $225/year for 2 quads


all with the same coverages. Both quads are in my name right now so I think that will be changing tomorrow, lol.

[racemanfl]

Age ,credit history, and driving record

[Bigscrb15]

Age ,credit history, and driving record

we all have a clean history and I dont let them look at credit because I think its crap that if you have better credit than someone you get better insurance rate. They should ONLY look how you drive, I do think they should look at credit though if you want to make payments, but if you want to pay upfront, credit should not be an issue

[racemanfl]

I agree but it has alot of weight on rates even when paying cash

[suburbangirl]

I have State Farm for my cars and my home, but when it comes to my wheelers, no way.  Way to expensive.  I called Progressive and I can get full coverage on my wheeler for $150.00/year.  I think that's a deal.

[Hoosier Daddy]

Age ,credit history, and driving record

we all have a clean history and I dont let them look at credit because I think its crap that if you have better credit than someone you get better insurance rate. They should ONLY look how you drive, I do think they should look at credit though if you want to make payments, but if you want to pay upfront, credit should not be an issue

FTI... 99.9% of the insurane companys run some sort of credit inquiry, even if you dont give them you ss# they will still pull it. it takes about 5seconds so you would never know they have done it. and for the .1% that doesnt, you might want to make sure that have the means to pay your claim if need be.

[Hoosier Daddy]

Its all about age and sex. I am 21, my brother is 25 and my mom is in her 40's.

Progressive Insurance in

My Name               = $1100/year for 2 quads
My Brothers name = $750/year for 2 quads
My Moms name      = $225/year for 2 quads


all with the same coverages. Both quads are in my name right now so I think that will be changing tomorrow, lol.

If your going to put all your bikes one 1 policy, make sure everyone lives in the same household.

[Hoosier Daddy]

A note about how insurance companys pay claims.
As many of you guys know im an insurane agent. so im going to give you a little free advise.

A ton of people think a little "white" lie wont hurt the insurance company so people will less than truthful on thier policys.
Heres why most companys dont pay claims.
1: Misrepresentation, that means you didnt tell the complete truth when entering information on the computer or when your insurance agent asked you. this means, giving a false zip code, saying you like with your folks when you dont, having someone else take out a policy on your bike (mom/dad). if you have a doubt the information you give is wrong.... be prepared..... insurance companys investigate all claims for misrep and fraud. they dont want to pay claims... if  you lie... you broke the contract (read it)... so now they dont have to pay you... insurance agents are good at catching people in lies, the investigators are even better at it.....