If you currently have an FHA/VA Mortgage

[Da_Mtg_Man]

You MUST contact me. If you are at a 6 1/2 % interest rate or above then you must call me.
There is a little known FHA/VA program that is called a streamline refi. This means that you do not need and appraisal, A credit report is not submitted to the lender (which means that you can have late payments on installment and revolving credit lines)and there is no verification of employment. .
3 things that you MUST have. No late payments on the Mortgage (over 30 days) in the last 12 months,The new loan amount cannot exeed the original loan amount (no cash out) and you have to be able to fog a mirror. THATS IT.
If you fall into these parameters then you MUST call me. PM me for my number.

[Da_Mtg_Man]

By the way, 90% of the people that I have talked to in the past 2 weeks have been able to save approx $250 a month.

[mrbones]

My current mortgage is at 5.25% interest. It is not a FHA/VA mortgage. Is it worth refinancing at this time?

[Da_Mtg_Man]

Not at this point. Rates haven't dropped enough for it to make sense for you yet.

[Muddbuggy]

I refied last year and rolled my line of credit into the loan which still does not exceed the value of my home. would it be worth it for me?  oh and I am FHA

[jjamesbar]

whats up mike

im at 6.375% with a balance around 43,000 we owe about 5 more years on an existing 15yr mortgage. is it worth refinancing?

jeff

[yfz450runner]

PM sent!

[suzkit]

It's been a long time since I was on here.  How are you doing?  Tell me more about what you are talking about.  I currently have 6.75 on my house.  I have watched the rates go down to 4.25 but I lost out because things didn't work out for me to refinance then. 

[LostCause]

I have something better than refinancing.  If you are interested in finding out how to pay off all your debt in 1/2 to 1/3rd the time and do not have to refinance or change your lifestyle PM me and I will send you the information.  This is going to take 19 years off of my debt and save me over 250k in interest.