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Quad insurance, Its cheap!!!!!!
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Topic: Quad insurance, Its cheap!!!!!! (Read 6269 times)
Bigscrb15
Supreme Member
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Location: Port Charlotte FL
Posts: 2886
I'm a Florida Mud Rider
Re: Quad insurance, Its cheap!!!!!!
«
Reply #25 on:
June 14, 2005, 07:32:12 PM »
Its all about age and sex. I am 21, my brother is 25 and my mom is in her 40's.
Progressive Insurance in
My Name = $1100/year for 2 quads
My Brothers name = $750/year for 2 quads
My Moms name = $225/year for 2 quads
all with the same coverages. Both quads are in my name right now so I think that will be changing tomorrow, lol.
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"When once you have tasted flight, you will forever walk the earth with your eyes turned skyward, for there you have been, and there you will always long to return."
racemanfl
Full Member
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Location: Spring Hill, Fl
Posts: 236
Finally, ATVFlorida.com is here!
Re: Quad insurance, Its cheap!!!!!!
«
Reply #26 on:
June 14, 2005, 07:33:42 PM »
Age ,credit history, and driving record
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Bigscrb15
Supreme Member
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Location: Port Charlotte FL
Posts: 2886
I'm a Florida Mud Rider
Re: Quad insurance, Its cheap!!!!!!
«
Reply #27 on:
June 14, 2005, 07:47:38 PM »
Quote from: racemanfl on June 14, 2005, 07:33:42 PM
Age ,credit history, and driving record
we all have a clean history and I dont let them look at credit because I think its crap that if you have better credit than someone you get better insurance rate. They should ONLY look how you drive, I do think they should look at credit though if you want to make payments, but if you want to pay upfront, credit should not be an issue
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"When once you have tasted flight, you will forever walk the earth with your eyes turned skyward, for there you have been, and there you will always long to return."
racemanfl
Full Member
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Location: Spring Hill, Fl
Posts: 236
Finally, ATVFlorida.com is here!
Re: Quad insurance, Its cheap!!!!!!
«
Reply #28 on:
June 14, 2005, 07:48:48 PM »
I agree but it has alot of weight on rates even when paying cash
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suburbangirl
Newbie
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Posts: 16
Finally! ATVFlorida.com is here!
Re: Quad insurance, Its cheap!!!!!!
«
Reply #29 on:
June 14, 2005, 09:54:50 PM »
I have State Farm for my cars and my home, but when it comes to my wheelers, no way. Way to expensive. I called Progressive and I can get full coverage on my wheeler for $150.00/year. I think that's a deal.
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Hoosier Daddy
Southern Flat Track League
Supreme Member
Offline
Location: Tampa
Posts: 3872
Team WareRacing Member #07
Re: Quad insurance, Its cheap!!!!!!
«
Reply #30 on:
June 15, 2005, 06:11:23 AM »
Quote from: Bigscrb15 on June 14, 2005, 07:47:38 PM
Quote from: racemanfl on June 14, 2005, 07:33:42 PM
Age ,credit history, and driving record
we all have a clean history and I dont let them look at credit because I think its crap that if you have better credit than someone you get better insurance rate. They should ONLY look how you drive, I do think they should look at credit though if you want to make payments, but if you want to pay upfront, credit should not be an issue
FTI... 99.9% of the insurane companys run some sort of credit inquiry, even if you dont give them you ss# they will still pull it. it takes about 5seconds so you would never know they have done it. and for the .1% that doesnt, you might want to make sure that have the means to pay your claim if need be.
«
Last Edit: June 15, 2005, 06:23:08 AM by WareRacing07
»
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BLISS Feed, Hay, and Race Fuels Zephyrhills, Fl
"Character is what you have when no one is looking"
Hoosier Daddy
Southern Flat Track League
Supreme Member
Offline
Location: Tampa
Posts: 3872
Team WareRacing Member #07
Re: Quad insurance, Its cheap!!!!!!
«
Reply #31 on:
June 15, 2005, 06:13:11 AM »
Quote from: Bigscrb15 on June 14, 2005, 07:32:12 PM
Its all about age and sex. I am 21, my brother is 25 and my mom is in her 40's.
Progressive Insurance in
My Name = $1100/year for 2 quads
My Brothers name = $750/year for 2 quads
My Moms name = $225/year for 2 quads
all with the same coverages. Both quads are in my name right now so I think that will be changing tomorrow, lol.
If your going to put all your bikes one 1 policy, make sure everyone lives in the same household.
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BLISS Feed, Hay, and Race Fuels Zephyrhills, Fl
"Character is what you have when no one is looking"
Hoosier Daddy
Southern Flat Track League
Supreme Member
Offline
Location: Tampa
Posts: 3872
Team WareRacing Member #07
Re: Quad insurance, Its cheap!!!!!!
«
Reply #32 on:
June 15, 2005, 06:22:05 AM »
A note about how insurance companys pay claims.
As many of you guys know im an insurane agent. so im going to give you a little free advise.
A ton of people think a little "white" lie wont hurt the insurance company so people will less than truthful on thier policys.
Heres why most companys dont pay claims.
1: Misrepresentation, that means you didnt tell the complete truth when entering information on the computer or when your insurance agent asked you. this means, giving a false zip code, saying you like with your folks when you dont, having someone else take out a policy on your bike (mom/dad). if you have a doubt the information you give is wrong.... be prepared..... insurance companys investigate all claims for misrep and fraud. they dont want to pay claims... if you lie... you broke the contract (read it)... so now they dont have to pay you... insurance agents are good at catching people in lies, the investigators are even better at it.....
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BLISS Feed, Hay, and Race Fuels Zephyrhills, Fl
"Character is what you have when no one is looking"
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