ATV Florida Forum

General => Open Discussion => Topic started by: KingQuad on October 10, 2005, 07:37:08 PM



Title: Financing?
Post by: KingQuad on October 10, 2005, 07:37:08 PM
Is it harder to get a loan from the Quad manufacturers?  I tried Suzuki and they turned me down, so I am open for other ideas on getting financed.  Thanks!


Title: Re: Financing?
Post by: Da_Mtg_Man on October 10, 2005, 07:39:32 PM
Try your local bank.


Title: Re: Financing?
Post by: FOREMANRON on October 10, 2005, 07:41:01 PM
TRY YOUR BANK OR A PRIVATE FINANCE COMPANY. I FINANCED ONE THRU AMERICAN GENERAL


Title: Re: Financing?
Post by: KingQuad on October 10, 2005, 07:41:16 PM
Try your local bank.
Any idea on what type of APR I can expect?  


Title: Re: Financing?
Post by: FOREMANRON on October 10, 2005, 07:43:29 PM
THEY USED TO BE PRETTY HIGH 13-19% BUT NOW THAT THEY HAVE TITLES I DO NOT KNOW


Title: Re: Financing?
Post by: KingQuad on October 10, 2005, 07:54:05 PM
THEY USED TO BE PRETTY HIGH 13-19% BUT NOW THAT THEY HAVE TITLES I DO NOT KNOW
OUCH!  Maybe I will wait until we sell the house and just pay cash for them.  Probably be able to save a good chunk.


Title: Re: Financing?
Post by: SWAMP_DONKEY on October 10, 2005, 07:59:17 PM
KQ, It will depend mostly on your beacon score as to what your int rate will be. American general is pretty good about working with you and they need the loans right now. End of the year and tons of reserve :o Also try Wells Fargo they are very forgiving when it comes to youe score.


Title: Re: Financing?
Post by: FOREMANRON on October 10, 2005, 08:02:39 PM
YOU COULD TRY ANOTHER MANUFACTURER HONDA,YAMAHA,POLARIS TRY APPLYING ONLINE


Title: Re: Financing?
Post by: SWAMP_DONKEY on October 10, 2005, 08:09:36 PM
YOU COULD TRY ANOTHER MANUFACTURER HONDA,YAMAHA,POLARIS TRY APPLYING ONLINE

  Actually Kawasaki, Suzuki, Yamaha and Polaris all use the same finance company but kawasaki seems more forgiving as they all use different criteria foe approval. Honda uses thier own and will finance you on thier product only. I know this becouse I have owned and made payments to all these companies. I hope this helps.


Title: Re: Financing?
Post by: Bigscrb15 on October 10, 2005, 08:47:48 PM
We had our quads financed through our local bank. Interest is prime+1%. I would goto your bank, its alot easier because you can actually talk to the guy/gal making the decision at most banks the vp of the branch can approve loans up to $50,000 without further approval so its up to him. It really helps if he knows a little about you.


Title: Re: Financing?
Post by: dynodon on October 10, 2005, 08:53:04 PM
Go online to sheffield finance, they are pretty good on the interest. I financed my new mower through them @ 6.75%, no money down. You will get an answer in about ten minutes!, One thing to keep in mind, the more your credit is pulled, the lower your score gets!
 So do your home work and think it through before you keep trying a bunch of places!----- Good Luck!


Title: Re: Financing?
Post by: 2006YFZ450 on October 11, 2005, 03:08:28 PM
Im payin 0% for 6 months on my '06 Raptor 700R.  Got that at the dealer.


Title: Re: Financing?
Post by: Honda250ex on October 11, 2005, 05:13:51 PM
NO DAAAAAA!!!! It's been on the comarcial like a million
 times!!!!!!!!!!


Title: Re: Financing?
Post by: CA650 on October 11, 2005, 05:51:41 PM
I got an Arctic Cat 650 and financed it through Sheffield at 5.9% at the first of the year.